In celebration of the Sultanate of Oman’s glorious National Day, Bank Muscat has announced a range of exclusive offers on selected credit cards and financing products. The offers reaffirm the Bank’s commitment to providing banking solutions that meet customers’ diverse needs and deliver added value on this cherished national occasion. They include a first-year annual fee waiver on credit cards, as well as competitive interest rates on the Woqar Loan and Sayyarati Auto Loan.
Customers can benefit from a first-year annual fee waiver when applying for the Al Jawhar Visa Platinum Credit Card, Bank Muscat Visa Gold Credit Card, Bank Muscat Oman Air Visa Platinum Credit Card, or LuLu Bank Muscat Mastercard Credit Card. The offer applies to primary and supplementary cards, subject to the Bank’s approved credit card policy and applicable terms and conditions. It is valid for new card applications submitted from 1 to 30 November 2026.
Customers can apply through Bank Muscat’s digital and other banking channels. The Bank Muscat mobile banking app offers an instant digital credit card service, enabling eligible customers to apply for, receive and activate their credit cards directly on their smartphones without visiting a branch (subject to the eligibility criteria as stated within the Mobile Banking App) Customers can also apply for a digital or physical credit card through the Bank’s mobile banking services, with complimentary express courier delivery available for card delivery.
Najahi Business Banking customers can also benefit from a special offer on the Najahi Visa Platinum Business Credit Card, with eligible applicants enjoying a first-year annual fee waiver. The card offers 0.5% cashback on eligible transactions, with credit limits up to OMR 5,000 and acceptance both locally and internationally. Cardholders can also access a range of Visa business privileges covering professional networking, mentoring, productivity, marketing and technology, in addition to selected offers, discounts and rewards through Visa Platinum Business and the Visa Marketplace platform. The card supports small and medium enterprises, including home-based businesses and freelancers, in managing their business expenses more efficiently. The offer is valid from 1 November to 31 December 2026. Interested customers can apply by visiting their nearest Najahi Business Banking center.
The campaign also features limited-period financing offers with competitive interest rates starting from 3.75% p.a, subject to eligibility criteria and the Bank’s applicable terms and conditions, The offers include the Woqar Loan for eligible Omani pensioners who receive their pension through a Bank Muscat account, providing access to competitive financing rates tailored to their needs. The campaign also includes the Sayyarati Auto Loan for eligible Omani and expatriate customers employed in the government and quasi-government sectors or at approved Tier 1 and Tier 2 companies. The facility supports customers looking to purchase a new or pre-owned vehicle, with interest rates determined by employer category and the Bank’s applicable eligibility criteria. Valid from 1 November to 30 December 2026
These offers reflect Bank Muscat’s continued commitment to enhancing its products and services and delivering value-added banking solutions that respond to customers’ evolving needs. Through its range of tailored credit card and financing offers, the Bank continues to strengthen its role as a trusted banking partner for individuals, families and businesses. For more information about the National Day offers, customers can visit the Bank’s website at https://www.bankmuscat.om/en/pages/national-day-offers.aspx, contact the Bank Muscat Call Centre on 24795555, message the same number via WhatsApp, or connect with the Bank through its official social media accounts on X and Facebook.
